Many buyers can purchase with as little as 3–5% down, depending on the loan program. Getting pre-approved is the best way to understand your true budget.
Depending on your finances and market conditions, you may be able to purchase before selling using options like a home sale contingency or bridge loan.
Cash offers can be more competitive because they often allow for faster closings and fewer contingencies.
Closing costs typically range from 2–4% of the purchase price and may include lender fees, attorney fees, title insurance, and prepaid taxes or insurance.
A strong pre-approval or proof of funds, flexible timing, and limited contingencies can make your offer more attractive to sellers.
Buying a home is one of the most important financial decisions you’ll make. Let’s work together to ensure you’re informed, prepared, and positioned for success in today’s competitive market.